Hello Kawan Mastah! In this article, we will discuss the steps to use the BNI Kartu Debit(Bank Negara Indonesia Debit Card) Bansos.
Let’s start with some basic information about the card.
What is BNI Kartu Debit Bansos?
BNI Kartu Debit Bansos is a debit card provided by Bank Negara Indonesia (BNI) for the beneficiaries of social welfare programs in Indonesia. This initiative was taken to provide easy access to the benefits provided by the government and to minimize the distribution of cash, which is prone to errors and frauds.
Who is eligible for BNI Kartu Debit Bansos?
According to the regulations, the eligible recipients of BNI Kartu Debit Bansos are as follows:
No |
Program |
Recipient |
|---|---|---|
1 |
Jaring Pengaman Sosial (JPS) |
Low-income households |
2 |
Keluarga Harapan (PKH) |
Households with school-age children |
3 |
Bantuan Pangan Non-Tunai (BPNT) |
Households with low-income level |
If you are one of the above mentioned recipients, you are eligible to get the BNI Kartu Debit Bansos.
How to get the BNI Kartu Debit Bansos?
Step 1: Check your eligibility status
Before applying for the card, you need to check if you are eligible for it. Contact the nearest social welfare office or check online to know your eligibility status.
Step 2: Gather the required documents
Once you confirm your eligibility, gather the following documents:
- Original and copy of your identity card(KTP)
- Original and copy of your family card(KK)
- Proof of eligibility for the program(JPS, PKH or BPNT)
Step 3: Visit the nearest BNI branch
Visit the nearest BNI branch with the above mentioned documents and fill out the application form. You will also need to provide your fingerprint and take a photo for identification purposes.
Step 4: Activate your card
After receiving your card, you need to activate it by following these steps:
- Insert your card into the BNI ATM machine
- Select “Bahasa” or “English” language
- Enter your PIN number (which you will receive after applying for the card)
- Choose “Activate” and follow the instructions
How to use the BNI Kartu Debit Bansos?
Step 1: Check your balance
Before using the card, you need to check your balance by following the steps below.
- Insert your card into the BNI ATM machine
- Select “Bahasa” or “English” language
- Enter your PIN number
- Choose “Balance Inquiry” and follow the instructions
Step 2: Perform the transaction
You can use the BNI Kartu Debit Bansos for the following transactions:
- Cash withdrawal
- Cash deposit
- Transfer to other BNI accounts
- Purchase at merchants that accept BNI debit cards
To perform any of the above transactions, follow the steps below:
- Insert your card into the BNI ATM machine/POS machine
- Select “Bahasa” or “English” language
- Enter your PIN number
- Choose the transaction type and follow the instructions
FAQ
Q.1 What should I do if I lose my BNI Kartu Debit Bansos?
A.1 If you lose your card, report it to the nearest BNI branch immediately. The bank will block your card and issue a new one.
Q.2 Can I use the BNI Kartu Debit Bansos for online transactions?
A.2 Yes, you can use the card for online transactions if the merchant accepts BNI debit cards.
Q.3 What is the maximum limit for cash withdrawal?
A.3 The maximum limit for cash withdrawal per day is Rp. 1.5 million.
Q.4 Are there any additional fees for using the card?
A.4 No, there are no additional fees for using the BNI Kartu Debit Bansos.
Q.5 What should I do if my card gets blocked?
A.5 If your card gets blocked, contact the nearest BNI branch for assistance.
Conclusion
Congratulations Kawan Mastah, now you know how to use the BNI Kartu Debit Bansos. We hope this article has answered all your questions about the card. If you have any more queries, feel free to contact the nearest BNI branch for assistance.