Hello, Kawan Mastah! Are you planning to apply for a loan from BRI, one of the most trusted banks in Indonesia? If yes, you might be wondering how to check the status of your loan application. Well, this article is just for you. In this article, we will guide you through the process of checking your loan application status step by step. So, let’s begin.
1. Introduction to BRI Loan Application Process
Before we jump into the process of checking the status of your loan application, let’s have a quick overview of the BRI loan application process.
BRI offers various types of loans, including personal loans, business loans, and housing loans. To apply for a loan from BRI, you need to visit the nearest BRI branch and submit the necessary documents. The documents required may vary depending on the type of loan you are applying for. After submitting the documents, your loan application will be processed by the bank. The processing time may vary depending on the type of loan and the complexity of your application.
Once your loan application is processed, you will receive a notification from BRI regarding the status of your loan application. In case your loan application is approved, you will receive the loan amount in your bank account. However, if your loan application is rejected, you need to look for alternative options.
2. Why do You Need to Check Your Loan Application Status?
Checking the status of your loan application is important for several reasons:
- You can track the progress of your loan application.
- You can get an idea of when you will receive the loan amount.
- You can take necessary actions in case your loan application is rejected.
3. How to Check the Status of Your Loan Application?
Now, let’s get into the main topic of this article – how to check the status of your loan application. There are several ways to do it:
3.1. Visit the Nearest BRI Branch
The simplest way to check the status of your loan application is to visit the nearest BRI branch and inquire about it. You need to bring your loan application reference number and a valid ID card with you. The bank officer will check the status of your loan application and give you an update on it. However, this method may be time-consuming and may require you to wait in a queue.
3.2. Check Online
BRI also offers an online platform where you can check the status of your loan application. Here’s how you can do it:
- Visit the BRI website (www.bri.co.id).
- Click on the “e-BRI” menu located on the top right corner of the page.
- Click on the “e-Loan” option.
- Enter your loan application reference number and your registered mobile number.
- Click on the “Check Status” button.
- You will receive an update on your loan application status.
Note that you need to have a registered mobile number with BRI to use this platform.
3.3. Contact BRI Call Center
You can also contact the BRI call center and inquire about the status of your loan application. Here’s how you can do it:
- Call the BRI call center at 14017 (for local calls) or +62 21 1500020 (for international calls).
- Select the language of your choice.
- Follow the voice prompt and enter your loan application reference number.
- You will receive an update on your loan application status.
4. Frequently Asked Questions (FAQ)
Here are some frequently asked questions regarding BRI loan application and checking the status of the loan application:
4.1. What are the documents required to apply for a BRI loan?
The documents required may vary depending on the type of loan you are applying for. However, some common documents required are:
- Valid ID card (KTP)
- Proof of income, such as salary slip, business license, or bank statement
- Collateral document (for secured loans)
4.2. How long does it take for BRI to process a loan application?
The processing time may vary depending on the type of loan and the complexity of your application. However, it usually takes around 7-14 working days.
4.3. What should I do if my loan application is rejected?
If your loan application is rejected, you need to look for alternative options. You can try applying for a loan from other banks or financial institutions. You can also try to improve your credit score and apply again after some time.
4.4. Can I track the progress of my loan application online?
Yes, BRI offers an online platform (e-Loan) where you can track the progress of your loan application.
4.5. What should I do if I don’t have a registered mobile number with BRI?
If you don’t have a registered mobile number with BRI, you need to visit the nearest BRI branch and inquire about the status of your loan application.
Conclusion
Checking the status of your loan application is essential to stay updated on the progress of your loan application. In this article, we have provided you with a comprehensive guide on how to check the status of your loan application from BRI. We hope this article has been helpful for you. If you have any further questions, feel free to leave a comment below.